Do I need it?
If you run a business you should be aware of all the legal responsibilities towards your employees, customers, and the general public.
With litigation against companies increasing, you need to protect yourself against claims arising from injury to your employees and members of the public if you, or your employees, have been negligent or found in breach of a statutory duty. Employers must also insure against injury, disease or death to employees as a result of their employment.
In addition, if you provide products, you could be legally responsible for any injury or damage that your products may have caused - even if you did not manufacture them.
At CCI we have the expertise to provide the most effective Liability Insurance package for your needs, whatever the type and size of your business.
What is it?
There are a number of insurances that can protect you and your business.
Employers’ Liability is in the majority required by all businesses, except sole traders. This insurance enables businesses to meet the costs of damages and legal fees awarded against you for employees who are injured or made ill at work through any fault of you, the employer.
Public Liability Insurance enables you to cover the cost of damages that may be awarded to members of the public for injury or damage to their property caused by you or your business. Any related legal fees, costs and expenses are also covered in the event of you needing to defend a claim.
Product Liability Insurance protects you against damages awarded as a result of damage to property or personal injury caused by products you supply.
As specialists in this field, we understand that every business has different requirements, so we’ll create a tailored solution that matches your situation, and ensure that you only pay for the level of cover that you actually need.