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Accident & Health

Business Travel Insurance, Group Annual Healthcare Insurance & Personal Accident Insurance

Do I need it?

One of the main assets of any business is its management and workforce. The effects of a loss through illness or disability can have a severe operational and financial impact on any organisation.

It makes sense to make sure that you and your employees are fully protected as this can improve employee well being and can alleviate the effect from ill health or loss of an employee. It’s also perceived as a generous staff benefit and is a valuable asset for attracting and retaining staff.

At CCI we have the expertise to provide the most effective insurance package for your needs, whatever the type and size of your business.

What is it?

Accident and Health insurance cover can provide a package of benefits for your employees and their dependents such as health care, personal accident, even kidnap and ransom. It also enables you to insure your business against the financial effects of the loss of service of staff being unable to work as a result of injuries sustained through an accident or illness.

The same principle applies to business travel abroad, where even the best laid plans can go wrong. Business travel insurance will cover staff when travelling abroad for cover such as: medical costs, equipment, money, emergency assistance and accident cover.

CCI has a wealth of experience in providing accident and health insurance.

As specialists in this field, we understand that every business has different requirements, so we’ll create a tailored solution that matches your situation, and ensure that you only pay for the level of cover that you actually need.

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Call us today on 020 7637 1606.

Annual Business Travel Insurance will provide effective protection for your company’s most important asset – you and your employees.

We’d advise that you look at Business Travel Insurance if you and your staff travel regularly abroad on business. Premiums are usually based on the level of cover required and the normal travel pattern for the business, plus limits can be tailor-made to suit the particular needs of your company operations. This can also be extended to include personal travel insurance added on at the end of business trips, and for partners and families accompanying any employee for pleasure purposes.

Do I need it?

You may not have considered this before, and like many other people, assume that a general holiday travel insurance policy will insure you for business travel. The truth is, if you don’t have the right level of cover you may not be fully insured – putting yourself and your company at risk, so we’d recommend that you check whether you have the most effective protection in place.

To make sure that you’re not exposed to any risk, we’ve outlined some key points so you can make an informed decision when taking out your next travel insurance policy.

A typical Business Travel Insurance Policy will cover your company for:

  • Medical Expenses (including repatriation)
  • Cancellation and Curtailment
  • Personal Accident
  • Personal Liability
  • Personal Baggage (including valuable items)
  • Business Equipment (including laptops and PDAs, samples and emergency costs of courier service for replacement of essential equipment)
  • Cost of hire of any essential equipment lost or damaged
  • Cost of replacing any employee who is injured or ill
  • Sports Equipment (including golf clubs)
  • Money, including business money and documents
  • 24/7 Emergency Assistance (including emergency medical advice)

The cover is completely flexible and can be tailored to suit your specific situation.

To help ensure that you’re well-protected, we’ll advise and provide you with the most effective cover.If you’d like to find out more about how we can help you with Business Travel Insurance please contact a member of our team for an informal, friendly discussion.

We’d advise that you consider this insurance as it covers you against events such as operations needed by employees as a result of accidents, illness-related treatments, and staff being ill for long periods.

Do I need it?

This may be a topic that you haven’t had to think about until now, but if you’ve a number of employees, we’d recommend that you check whether you’re fully insured.

Group private medical insurance is important if you want to protect your staff in the most effective way and show how much you value them. It can offer real benefits by providing your staff with speedy access to quality medical treatment, helping them to get back to work in the shortest possible time.

Providing this cover makes good business sense, enabling you and your employees to perform at the highest level – and a healthier workforce can increase productivity and profitability. For recruitment and staff retention, private health care provision is also seen as highly-valued benefit.

To make sure that you’re not exposed to any risk, we’ve outlined some key points below so you can make an informed decision on this important issue.

A typical Group Healthcare Insurance Policy will cover your company for:

  • Out-patient surgical operations
  • Consultants’ fees
  • Diagnostic tests
  • Treatment by therapists
  • Vaccinations
  • Accident-related dental treatment
  • Hospital accommodation
  • Surgical operations
  • Nursing care and drugs
  • Prostheses and appliances
  • Maternity cover
  • MRI, CT and PET scans
  • In-patient cash benefit
  • Hospice and palliative care
  • In-patient rehabilitation

The cover is completely flexible and can be tailored to suit your specific situation.

To help ensure that you’re well-protected, we can provide you with advice and the most effective cover.If you’d like to find out more about how we can help you with Group Healthcare Insurance please contact a member of our team for an informal, friendly discussion.

Group personal accident insurance covers your company against senior executives and / or employees being unable to work because of injuries sustained through an accident or illness. It’s also seen as a great staff benefit, whilst being very cost-effective to provide.

We’d advise that you consider this insurance as it covers you against events such as accidental death, permanent disablement, loss of limbs and regular income for temporary inability to work. Cover can also be arranged for loss of fingers, toes, hearing or speech. It can protect employees whilst travelling to / from or at work, at home or abroad, and protects the company against the financial effects resulting from the loss of employee services caused by serious accidents.

Do I need it?

You may not have considered this before, but if you’ve a number of employees, we’d recommend that you check whether you’re fully insured.

Group personal accident insurance is important if you want to insure yourself for employee-related accidents and also provide a package of benefits for your staff and their dependents.

To make sure that you’re not exposed to any risk, we’ve outlined some key points below so you can make an informed decision on this important issue.

A typical policy will cover your company for:

  • Death
  • Loss of one or more limbs
  • Total and irrecoverable loss of all sight of one or both eyes
  • Permanent total inability to attend to any occupation or business
  • Temporary total inability to attend to usual occupation or business

The cover is completely flexible and can be tailored to suit your specific situation.

To help ensure that you’re well-protected, we’ll advise and provide you with the most effective cover.If you’d like to find out more about how we can help you with Group Personal Accident Insurance please contact a member of our team for an informal, friendly discussion.

Kidnap and Ransom insurance provides cover for you or your company in relation to kidnap, detention and all forms of extortion, protecting your assets from illegal demands and consequential associated costs.

Do I need it?

You may not have considered this before, but if you have senior executives and / or employees who operate in high risk regions of the world, work in commercially sensitive positions or who are individuals of wealth / fame they may attract the attention of criminals. Therefore, we’d recommend that you check whether you are fully insured.

To make sure that you’re not exposed to any risk, we’ve outlined some key points below so that you can make an informed decision on this important issue.

A typical policy will cover your company for:

  • Kidnap, hijack and bodily injury
  • Threats to kill, injure, abduct or to damage property or products
  • Extortion – including threats to kill, injure, abduct or to damage property or products
  • Malicious detention

As well as insurance protection, cover can include advice and assistance with regard to the well-being of you or your employees. This is provided utilising the expertise of independent security consultants, an example of which is The Control Risks Group – www.control-risks.com

This cover is completely flexible and can be tailored to suit your specific requirements.

To help ensure that you are well-protected, we can provide you with advice and the most effective cover.

If you’d like to find out more about how we can help you with Kidnap and Ransom Insurance please contact a member of our team for an informal, friendly discussion.